Portfolio diversification is the practice of spreading investments around so that exposure to any one type of asset is limited. Personalized portfolios refer to the creation of a portfolio that is tailored to a client’s investor profile, preferences, and goals. Tax loss harvesting is the timely selling of securities at a loss to offset the amount of capital gains tax owed from selling profitable assets. An individual taxpayer can write off up to $3,000 in net losses annually. Tax loss harvesting does not apply to short-term trades subject to the wash sale loss rule. At alphaAI, tax loss harvesting is done where applicable; however, the majority of trades made in client accounts are subject to the wash sale loss rule and do not qualify for tax loss harvesting. In these cases, losses, if any, are used to offset the cost basis, resulting in a lower amount of capital gain, if any. Dynamic portfolio adjustments are defined as actions taken to optimally position a client portfolio for changing market conditions based on their investor profile and risk tolerance. Automated risk management is defined as the automatic adjustment of client portfolio risk levels (such as net exposure, beta, and R2) in response to market conditions. Responsive downside protection is defined as actions taken in response to market conditions to protect clients from losses. Dynamic asset allocation is defined as active portfolio rebalancing to maximize gains and minimize losses in response to market conditions. Automated portfolio hedging is defined as the management of net exposure and long/short positions to hedge portfolios against potential market drawdowns.
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Performance is calculated net of fees. alphaAI performance is representative of real client accounts with a moderate risk level. Wealthfront performance is representative of their Classic portfolio. Betterment performance is representative of their Core portfolio. Figures shown are averages. Actual figures may vary due to factors such as market timing and portfolio size.

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Testimonials are from alphaAI clients. Clients were not paid for their testimonials. Each testimonial reflects the individual experience of the clients depicted. They are not intended to represent any other client’s experience. The client testimonials represent their opinions at the time given. Logos represent companies that alphaAI clients work at. Logos should not be construed as these companies' endorsement or partnership of alphaAI. The content provided should not be construed as investment or financial advice, tax or legal advice, an offer, solicitation of an offer, or advice to buy or sell securities or other products offered by alphaAI or any third party. All investments involve risk.

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Your AI Investment Manager

Discover alphaAI, a single platform to manage your investments in a smarter, more responsive way. Connect your accounts, get AI-powered insights, and let our advanced algorithms take care of the day-to-day.

FDIC Insured

SEC Registered

128-Bit+ Encryption

Fiduciary

alphaAI Onboarding screen showing portfolio optimizations based on investor profile
alphaAI Moderate builder strategy mockup on mobile app
alphaAI market risk calculator at work
alphaAI Onboarding screen showing portfolio optimizations based on investor profile
alphaAI Moderate builder strategy mockup on mobile app
alphaAI market risk calculator at work
alphaAI Home Screen Application
alphaAI mobile platform mockup showing a suggestion to switch to the conservative climber strategy based on market conditions
A mockup of alphaAI's market risk history graph on the mobile platform
alphaAI Home Screen Application
alphaAI mobile platform mockup showing a suggestion to switch to the conservative climber strategy based on market conditions
A mockup of alphaAI's market risk history graph on the mobile platform

Scroll to see how we stack up against other roboadvisors. (Spoiler: we offer more value!)

How much value do roboadvisors really add?

Not just another roboadvisor.

alphaAI is the only roboadvisor that automatically adapts to varying market conditions!


Compare alphaAI with other roboadvisors

alphaAI
Betterment
Wealthfront
Portfolio Diversification
Portfolio diversification is the practice of spreading investments around so that exposure to any one type of asset is limited.
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Personalized Portfolios
Personalized portfolios refer to the creation of a portfolio that is tailored to a client’s investor profile, preferences, and goals.
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Automated Rebalancing
Technology-driven process to realign the proportions of assets in a portfolio as per desired allocation.
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Tax Loss Harvesting
Tax loss harvesting is the timely selling of securities at a loss to offset the amount of capital gains tax owed from selling profitable assets.
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Dynamic Portfolio Adjustments
Dynamic portfolio adjustments are defined as actions taken to optimally position a client portfolio for changing market conditions based on their investor profile and risk tolerance.
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Responsive Downside Protection
Responsive downside protection is defined as actions taken in response to market conditions to protect clients from losses.
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Automated Risk Management
Automated risk management is defined as the automatic adjustment of client portfolio risk levels (such as net exposure, beta, and R2) in response to market conditions.
checkmark
Dynamic Asset Allocation
Dynamic asset allocation is defined as active portfolio rebalancing to maximize gains and minimize losses in response to market conditions.
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Automated Portfolio Hedging
Automated portfolio hedging is defined as the management of net exposure and long/short positions to hedge portfolios against potential market drawdowns.
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2022 Alpha Generated
Alpha is a way to measure how well an investment strategy performed relative to its benchmark. Positive values indicate that the strategy provided a positive value-add to the investor. Negative values indicate the investor would have been better off not using that strategy.
1.60%-1.40%-1.40%
2023 Alpha Generated
Tax loss harvesting is the timely selling of securities at a loss to offset the amount of capital gains tax owed from selling profitable assets.
21.40%-3.90%-3.10%
Pricing0.25%0.25 - 0.4%0.25%
"I used to manage my portfolio on my own, but it was very frustrating. I didn’t know what I was doing and didn’t have time to keep up with the markets either. With alphaAI, I don’t have to spend any time managing my investments. Yet when I check back, I’m ahead of the S&P 500."

S.S.

Client since Nov 2021

4.8
Average investor satisfaction rating

Our clients work at top companies like:

Empower your uninvested funds with Smart Stash.

A High Yield Cash Feature Powered by AI

You don't want to always be fully invested in the markets. When conditions are risky, you should be holding some cash on the sidelines to reduce your risk. With Smart Stash, your uninvested cash will automatically earn industry-leading APY, further optimizing your overall returns!

Earn
5.30
%
APY
vs.0.46% National Average
Users observing investments in the alphaAI app
Your money on autopilot.

Upgrade your portfolio with AI.

Why let emotions dictate your financial future? With alphaAI, harness the power of leading-edge AI to ensure your investments are driven by data, not sentiments. Experience objective, informed decisions that work tirelessly for your financial growth, even when you're off the grid.

+3%
Alpha is a way to measure how well an investment strategy is doing compared to its goal. Positive values indicate that the strategy has beaten its benchmark.
The average alpha of our investors. Superior returns with our AI-driven strategies.
30%
Risk, or volatility, is a way to measure the potential for loss associated with an investment strategy.
Less risk compared to traditional, passive roboadvisor approaches.
Tailor-Made Strategies

What type of investor are you?

Our AI will match you to one of our expert-built investment strategies. Which one speaks to you?

Conservative Climber

Designed for those who prefer a conservative approach. This strategy focuses on steady growth with minimized risk.

Options: IVV, VUG, VGT, VTV

Risk level of 4/10

Moderate Builder

A moderate growth strategy, our Moderate Manager strategy offers a blend of stability and growth potential for investors seeking a balanced approach.

Options: IVV, VUG, VGT, VTV

Risk level of 6/10

Aggressive Achiever

For the bold investor seeking aggressive growth. The Aggressive Achiever portfolio aims for high returns while embracing market volatility.

Options: IVV, VUG, VGT, VTV

Risk level of 8/10

Take your investment strategy to the next level.

Automatically adapt to changing market conditions.

At alphaAI, every strategy has four modes: Surge, Steady, Cautious, and Defense. Our investment AI will automatically switch between modes based on market conditions, ensuring that your portfolio is always best-positioned to achieve your financial goals.

surge mode

Surge mode

When market conditions are ideal, your portfolio switches to Surge mode to capitalize on market upside.

steady mode

Steady mode

Under normal market conditions, your portfolio switches to Steady mode for balanced results.

cautious mode

Cautious mode

When the markets are uncertain, your portfolio switches to Cautious mode to minimize losses.

defense mode

Defense mode

Under poor market conditions, your portfolio switches to Defense mode to focus on capital preservation.

Zero to pro-investing in record time.

How It Works

Scroll down to understand the core steps behind putting together your alphaAI account and begin to leverage the power of machine learning and artificial intelligence for your investments.

Define your investor profile.

We use AI to understand who you are as an investor.

Dive into a few simple questions to help us understand your investment goals and preferences. Your financial journey is unique, and we're here to cater to it.

alphaAI strategies mockup on mobile app

Connect your brokerage accounts.

A single hub to view, analyze, and manage your investments.

Our tech works with most major brokerages. Connect your accounts and get real-time updates and insights in a single view.

alphaAI Home Screen Application

Customize your investment strategy.

Our algorithms will guide you in choosing a conservative, moderate, or aggressive approach.

You can deploy multiple, unique strategies within the same account or across multiple accounts. You can also specify the maximum amount of capital for us to manage and any investments we shouldn’t touch.

Based on your profile, we'll craft an expert-built, AI-driven strategy tailored to you. Deploy your strategy across your accounts. 

alphaAI Onboarding screen showing portfolio optimizations based on investor profile

Sit back and relax.

Our AI will monitor the market and automatically take actions to optimize your returns.

With your preferences set, our state-of-the-art AI takes the reins. As the market ebbs and flows, we dynamically adjust your portfolio, ensuring optimal performance.

alphaAI market risk calculator at work
Reduced fees and more.

Join early for exclusive benefits.

Why settle for traditional when you can have transformational? With alphaAI, you're not just joining an investment platform; you're embracing the future of finance. Let's redefine your financial journey together.

Reduced fees and more.

Features

Why settle for traditional when you can have transformational? With alphaAI, you're not just joining an investment platform; you're embracing the future of finance. Let's redefine your financial journey together.

Adapt your portfolio to the markets in real time.

alphaAI is the only platform that dynamically adjusts to market conditions in real time. Set your risk level and let our advanced algorithms take care of the day-to-day.

Put your idle cash to work.

With Smart Stash, your uninvested cash automatically gets allocated to top money market funds, earning you industry-leading APY.

Get answers for all your investments.

Think of our AI as your personal investment advisor. Get insights and suggestions on your accounts and pretty much anything related to finance and investing.

Build custom strategies.

For all of our algorithmic trading enthusiasts, you can build your own fully customized strategies that leverage our industry-leading AI. No coding skills required.

How did my accounts perform last month?

Your money is secure.

Man at a laptop in an officeby Bench Accounting

You own your account and all of your assets.

Your account is created and managed by our brokerage partner, Interactive Brokers. Interactive Brokers (NASDAQ: IBKR) is a publicly traded brokerage firm, like Charles Schwab, TD Ameritrade, etc. Interactive Brokers is one of the largest brokerages, serving more than 2.43m clients and more than $373b in assets. 

Your assets are held in your own account at Interactive Brokers. This means that in the unlikely event that something happens to alphaAI, you will still own and be able to access and control your account at Interactive Brokers. You can continue to use your Interactive Brokers account or easily transfer to another brokerage of your choosing.

Your assets are insured.

Interactive Brokers is a member of SIPC, which provides $250,000 coverage. In addition, eligible clients can obtain up to $2,500,000 of FDIC insurance on cash deposits for a total coverage of $2,750,000. Note that this does not cover ordinary loss from market fluctuation.

Learn more here.

We are a fiduciary.

This means we are legally obligated to put our clients’ interests ahead of our own. But aside from the legal jargon, alphaAI was founded on our mission to democratize sophisticated investment strategies. Our clients are at the heart of everything we do!

Read more about our origin here.

FAQs

Find answers to common questions about AlphaAI and its features.

What is the minimum account size?

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What assets can I invest in through alphaAI?

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How hands-on or off is alphaAI?

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Do other roboadvisors use AI?

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How is alphaAI different from other roboadvisors?

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Is alphaAI a roboadvisor?

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Are there any hidden fees? What’s the actual price?

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Is it safe to let AI handle my money?

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How do we use AI?

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Still have questions?

Contact our support team for further assistance.

Frequently Asked Questions

Find answers to common questions about alphaAI.

How do we use AI?

We use AI to automate the entire investment process, from beginning to end.

At the heart of our proprietary AI system is a set of predictive machine learning models. Our models have been trained on multiple decades of data encompassing more than 10,000 global stocks. On average, each model is trained on more than 10 billion data points. Each model is trained to perform a unique predictive capability, and multiple models work together to make trading decisions. 

Our portfolio management system uses a rules-based approach to decide what to do with the predictions that our models generate. This includes making trades and managing risk according to your unique investor profile. This system also includes numerous failsafe protocols to ensure that all actions taken are within strictly defined parameters.

Read more about our technology.

Is it safe to let AI handle my money?

Yes, absolutely! There is a 0% chance that our AI technology will take unexpected actions – let us explain why. 

At its core, AI is simply machine learning (ML). ML is a branch of mathematics focused on the development of models that can learn patterns from data. 

We use a variety of predictive machine learning models combined with a rules-based approach to make trades and manage risk according to your unique investor profile. Our systems include numerous failsafe protocols to ensure that all actions taken are within strictly defined parameters.

Hopefully, you now have a better understanding of what AI is and how we use it. So don't worry – AI doesn’t have sentience, and there is no chance of it going off and making its own decisions. AI is another word for machine learning, and machine learning simply consists of a collection of predictive methods and models that can learn patterns from data.

Read more about our technology.

Are there any hidden fees? What’s the actual price?

Either 0.25% annually or $1 per month. We do not charge any account opening fees, minimum account fees, withdrawal or account closing fees, trading/commission fees, or account transfer fees!

If your account balance is below $5,000, then you will be charged $1 per month. If your account balance is equal to or above $5,000, then you will be charged an annual fee of 0.25% (which equates to about 0.02% per month).

At alphaAI, our mission is to make sophisticated investment strategies accessible to everyone! We pride ourselves in our affordable and transparent pricing.

Learn more about our pricing.

What is the minimum account size?

There are technically no account minimums because we want to make our tech available to everyone. However, please be aware that if your account value is too low, you might not be able to invest in the markets. This is because the ETFs that we invest in cost several hundred dollars - for example, VGT, Vanguard's Technology ETF costs around $500. For this reason, we recommend starting with at least $5,000, if you can afford it. We've found that the most optimal returns are achieved with a portfolio of $100,000 or higher.

Is alphaAI a roboadvisor?

Yes, we are a roboadvisor, or, as we like to say, an automated investment platform. Simply put, a roboadvisor is an online platform that manages your investments automatically while helping you reach your financial goals.

How is alphaAI different from other roboadvisors?

We do more but charge less!

Unlike other major roboadvisors, such as Wealthfront and Betterment, we are one of the only ones that adjust portfolio risk levels in response to market conditions. Most other roboadvisors use a passive investment approach. This means that your portfolio is fixed, regardless of what happens in the market. So when the market declines, so does the value of your portfolio – ouch!

At alphaAI, we use responsive investment strategies to manage your risk. This means that when the markets are volatile or uncertain, we automatically reduce your risk to help minimize losses. On the flip side, when market conditions are ideal, we adjust your portfolio accordingly to help you capture the upside. And we do all this while charging the same, low fee of 0.25% a year that most other roboadvisors charge. 

Read more about the alphaAI difference.

Do other roboadvisors use AI?

The short answer is no.

At alphaAI, we use predictive machine learning models to make trading decisions and manage risk in response to market conditions. In this sense, other major roboadvisors, such as Wealthfront and Betterment, are not doing this. 

Read more about our technology.

How hands-on or off is alphaAI?

alphaAI is completely hands-off – set it and forget it!

All you have to do is set your investor profile and choose one of our expert-built strategies. After that, we take care of everything for you. We automatically make trades and manage your portfolio’s risk in response to market conditions. Our leading-edge AI system stays on top of the market so you don’t have to. Rest easy knowing that regardless of what the market does, we are responding in the best way for you and your financial goals. 

Read more about how the alphaAI process works.

What assets can I invest in through alphaAI?

At this time, our strategies are optimized for ETFs. We will be adding additional asset classes in the future.

Still have questions?

Contact us for more information or assistance.