alphaAI vs. Wealthfront: Choosing the Right Roboadvisor
Roboadvisor Face-off |  alphaAI |  Wealthfront |
|---|---|---|
| Personalized Portfolios Personalized portfolios refer to the creation of a portfolio that is tailored to a client’s investor profile, preferences, and goals. |  | |
| Automated Rebalancing Technology-driven process to realign the proportions of assets in a portfolio as per desired allocation. | | |
| Dynamic Portfolio Adjustments Dynamic portfolio adjustments are defined as actions taken to optimally position a client portfolio for changing market conditions based on their investor profile and risk tolerance. | | |
| Responsive Downside Protection Responsive downside protection is defined as actions taken in response to market conditions to protect clients from losses. | | |
| Automated Risk Management Automated risk management is defined as the automatic adjustment of client portfolio risk levels (such as net exposure, beta, and R2) in response to market conditions. | | |
| Automated Portfolio Hedging Automated portfolio hedging is defined as the management of net exposure and long/short positions to hedge portfolios against potential market drawdowns. | | |
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alphaAI is the best choice to both grow & protect your assets.
alphaAI is a relatively new roboadvisor created by Richard Sun, an ex-Wall Street analyst with a knack for math and machine learning. Roboadvisors are great, but they lacked that "Wall St edge." Unlike other roboadvisors, we are heavily focused on automated and responsive risk management. The key word being, responsive.
Passive roboadvisors like Wealthfront do not manage your assets dynamically, leaving your portfolio at the mercy of the markets. At alphaAI, we are focused on making sure our strategies are constantly learning and adapting to market conditions.
How do these roboadvisors stand against the S&P 500?
We stand by our strategies and philosophy.
The time of buy-and-hold strategies is over and we are now in a new era of responsive investment.
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Saving money was made easier by machine learning & AI.
Investing is not just about profiting, it is about saving for the future. Placing money in the bank puts a lot of stress on your financial growth. With alphaAI you get access to an AI-powered roboadvisor that allocates your money for optimal savings, saving you from the claws of inflation.
A roboadvisor able to guard assets from the unexpected.
No one can control the market, and downturns are to be expected. In these times, your money should be diversified in a proper investment portfolio and managed by strategies that can offer you that protection.
AI can reap higher than expected returns in the right market conditions.
There's an effort that goes into putting money away for investing. At alphaAI we believe people should be rewarded for it. Our machine learning algorithms allow our roboadvisor platform to make the best of market uptrends. This increases your chances to reap more benefits when the conditions are right versus with traditional roboadvisors.
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Frequently Asked Questions
Find answers to common questions about alphaAI.
How does alphaAI use AI?
We use AI to automate the entire investment process, from beginning to end.
At the heart of our proprietary, industry-leading AI system is a set of predictive machine learning models. Our models have been trained on multiple decades of data encompassing more than 10,000 global stocks. On average, each model is trained on more than 10 billion data points. Each model is trained to perform a unique predictive capability, and multiple models work together to make trading decisions.
Our portfolio management system uses a rules-based approach to decide what to do with the predictions that our models generate. This includes making trades and managing risk according to your unique investor profile. This system also includes numerous failsafe protocols to ensure that all actions taken are within strictly defined parameters.
Read more about our technology.
Is it safe to let AI handle my money?
Yes, absolutely! There is a 0% chance that our AI technology will take unexpected actions – let us explain why.
At its core, AI is simply machine learning (ML). ML is a branch of mathematics focused on the development of models that can learn patterns from data.
We use a variety of predictive machine learning models combined with a rules-based approach to make trades and manage risk according to your unique investor profile. Our systems include numerous failsafe protocols to ensure that all actions taken are within strictly defined parameters.
Hopefully, you now have a better understanding of what AI is and how we use it. So don't worry – AI doesn’t have sentience, and there is no chance of it going off and making its own decisions. AI is another word for machine learning, and machine learning simply consists of a collection of predictive methods and models that can learn patterns from data.
Are there any hidden fees? What’s the actual price?
At alphaAI, we don’t believe in the traditional management fee model. Why should your costs go up as your assets increase?
We charge a single, flat subscription fee. This is the only way we make money. We do not charge account opening fees, minimum account fees, withdrawal fees, or account closing fees.
At alphaAI, our mission is to make sophisticated investment strategies accessible to everyone! We pride ourselves in our affordable and transparent pricing.
What is the minimum account size?
There are no account minimums, none! We have the option to use fractional shares, ensuring our tech is accessible to any account value. You can enable fractional shares in your account settings.
How is alphaAI different from other roboadvisors?
alphaAI is the only roboadvisor that adjusts your portfolio to the markets in real-time. Other roboadvisors use a purely passive investment approach, which leaves you unable to take advantage of market trends.
At alphaAI, we use responsive investment strategies to manage your risk. This means that when the markets are volatile or uncertain, we automatically reduce your risk to help minimize portfolio volatility.
Read more about the alphaAI difference.
What is alphaAI’s investment philosophy? How do you control risk and drawdowns?
Our goal is simple: deliver better risk-adjusted returns than the market. We do this by focusing on automated, high-upside strategies that primarily invest in leveraged ETFs, such as TQQQ and UPRO.
Our AI system adjusts your strategy to your unique investor profile and risk tolerance. We adapt your portfolio’s risk level to the markets in real-time, helping keep your portfolio’s volatility and drawdowns within your defined acceptable range. We control risk in two key ways: market exposure management and tactical asset allocation. The result: better returns for the amount of risk taken on.
Read more about our investment philosophy here.
Why does alphaAI focus on leveraged ETFs? Aren’t they highly risky?
We focus on leveraged ETFs because of their potential for significant returns. For example, TQQQ has returned an average of 41% per year since its inception. Those are the kinds of numbers that excite us, and you are the ideal client if that also excites you.
However, higher potential returns also mean higher potential losses. That is why our primary focus is on risk management. We use automated market exposure management and tactical asset allocation to ensure your portfolio’s risk matches your investor profile and risk tolerance.
For reference, the S&P 500 has an annual average volatility of 20% — think of volatility as a measure of risk. With our tech, you can specify the level of risk you’re comfortable with — whether it’s less, more, or the same as the S&P 500 — and our AI system will handle the rest.
How hands-on or off is alphaAI?
alphaAI is completely hands-off – set it and forget it!
All you have to do is set your investor profile and customize your strategies. After that, we take care of everything for you. We automatically make trades and manage your portfolio’s risk in response to market conditions. Our leading-edge AI system stays on top of the market so you don’t have to. Rest easy knowing that regardless of what the market does, we are responding in the best way for you and your financial goals.
Read more about how the alphaAI process works.
What assets can I invest in through alphaAI?
Our strategies are optimized for ETFs, including leveraged and inverse ETFs. We will be adding additional asset classes in the future.
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Why settle for traditional when you can have transformational? With alphaAI, you're not just joining an investment platform; you're embracing the future of finance. Let's redefine your financial journey together.