Buy & Hold With Downside Protection

Traditional buy-and-hold builds wealth — until the next crash wipes out years of gains. Our Risk-Aware Buy & Hold strategy blends buy-and-hold with automatic, systematic hedging to help reduce drawdowns and protect your compounding power.

Up to 2x less downside risk compared to traditional buy-and-hold.
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The information presented is for educational purposes only and should not be construed as a guarantee of future results. All investing involves risk, including the possible loss of principal.

Comparisons to “traditional buy-and-hold” reflect general market exposure (e.g., broad equity indices) and are intended to illustrate potential differences in risk management approaches.

The statement “up to 2× less downside risk” refers to comparisons of Sortino ratios — a measure of risk-adjusted return that penalizes downside volatility — between alphaAI Capital’s live strategies and the S&P 500 Index, over the period November 2024 through October 2025.

During this period, our live strategies demonstrated Sortino ratios more than twice those of the S&P 500, indicating lower downside risk per unit of return. Results are net of fees.

These results are based on the actual performance of other alphaAI strategies and are not specific to Risk-Aware Buy & Hold, which applies the same investment principles. Past performance does not guarantee future results, and all investing involves risk, including the possible loss of principal. Risk-Aware Buy & Hold is a rules-based strategy that seeks to reduce drawdowns, but it cannot eliminate market risk.

Clients should carefully consider their investment objectives and risk tolerance before investing.

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Testimonials are from alphaAI clients. Clients were not paid for their testimonials. Each testimonial reflects the individual experience of the clients depicted. They are not intended to represent any other client’s experience. The client testimonials represent their opinions at the time given. Logos represent companies that alphaAI clients work at. Logos should not be construed as these companies' endorsement or partnership of alphaAI. The content provided should not be construed as investment or financial advice, tax or legal advice, an offer, solicitation of an offer, or advice to buy or sell securities or other products offered by alphaAI or any third party. All investments involve risk.

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“Portfolio management used to be frustrating because I didn’t have time to keep up with the markets. I like that alphaAI Capital handles everything for me and has kept me ahead of the S&P 500.”
SS
“For my investments, I’m looking for a better return than the level of risk taken on. And that’s exactly what alphaAI Capital has done for me.”
FT
“[Buy-and-hold] is attractive in hindsight in one of the best bull [markets] we’ve had, but it's hard to stomach for me right now when we are near all-time highs. [alphaAI Capital] overcomes that concern for me.”
CJ
"I've been really impressed with the platform's ability to avoid losses when there has been some significant volatility."
DL

Simple.
Automated.
Risk-Aware.

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Step 1: Buy & Hold Foundation

Broad market exposure — the proven engine of long-term wealth.

Step 2: Dynamic Hedge

A rules-based hedge activates during high-risk periods to help reduce losses — without ever selling your core long-term holdings. That means your portfolio stays invested for the long run, and you avoid triggering unnecessary capital gains taxes.

Step 3: Protect Compounding

By avoiding deep drawdowns, more of your capital stays intact — so wealth grows steadily over decades.

The Core of Your Portfolio

Most of your wealth should live in a core strategy — steady, disciplined, and built to compound for decades. That’s the role of Risk-Aware Buy & Hold: the “set it and forget it” foundation for retirement and long-term goals.

Your play capital — the smaller slice you’re willing to take bigger swings with — can go into our risk-tolerant strategies. Together, the mix gives you both stability and room for upside.

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Built on decades of academic insight.

Our strategies are backed by rigorous academic and internal research.

Losses hurt more than gains help: Research shows avoiding large drawdowns leads to stronger long-term outcomes.

Downside protection matters: Studies confirm that missing the worst market days has a greater impact than catching the best.

Risk-adjusted returns drive real wealth: Sharpe and Sortino ratios — the true measures of compounding efficiency — improve when downside risk is controlled.

Frequently Asked Questions

Find answers to common questions about alphaAI.

How is this different from standard buy-and-hold?

Buy-and-hold leaves you exposed to every crash. Risk-Aware Buy & Hold keeps the same simplicity, but adds a rules-based hedge that aims to reduce drawdowns.

Will hedging cap my upside?

Our goal isn’t to limit your long-term gains, but to reduce the impact of severe losses. By protecting against the market’s worst periods, your compounding can actually improve over time.

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Your portfolio will have standard market exposure the vast majority of the time, so your upside won't be capped. The hedge only activates during periods of high risk and/or volatility, when our models perceive that the downside risk is greater than the potential upside.

Is this just another ETF or mutual fund?

No. This is an institutional-style strategy made available directly to individual investors. It’s not a packaged product — it’s an adaptive portfolio managed on your behalf.

Still have questions?

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