Income Generation With Downside Protection
Our Risk-Aware High-Dividend Yield strategy blends reliable dividend income generation with automatic, systematic hedging to help reduce drawdowns.
SIPC Member
SEC Registered
128-Bit+ Encryption
Fiduciary
Our clients work at top companies like:
Simple.
Automated.
Income-Aware.
Step 1: High-Quality Dividend Foundation
Invests in high-quality, high-dividend-yielding ETFs that deliver income plus growth potential.
Step 2: Dynamic Hedge
When our signals detect elevated market risk, a rules-based hedge engages to help protect capital without selling core holdings or triggering capital gains.
Step 3: Compound With Confidence
With drawdowns mitigated and income flowing, more capital stays invested and your long-term compounding power strengthens.
The Core of Your Portfolio
Most of your wealth should live in a core strategy — steady, disciplined, and built to compound for decades. That’s the role of Risk-Aware Buy & Hold: the “set it and forget it” foundation for retirement and long-term goals.
Your play capital — the smaller slice you’re willing to take bigger swings with — can go into our risk-tolerant strategies. Together, the mix gives you both stability and room for upside.
Built on decades of academic insight.
Our strategies are backed by rigorous academic and internal research.
Losses hurt more than gains help: Research shows avoiding large drawdowns leads to stronger long-term outcomes.
Downside protection matters: Studies confirm that missing the worst market days has a greater impact than catching the best.
Risk-adjusted returns drive real wealth: Sharpe and Sortino ratios — the true measures of compounding efficiency — improve when downside risk is controlled.
Frequently Asked Questions
Find answers about our strategies, how the AI works, and who qualifies.
How is this different from simply buying and holding high-income ETFs?
Buy-and-hold leaves you exposed to every crash. Risk-Aware High-Dividend Yield keeps the same simplicity, but adds a rules-based hedge that aims to reduce drawdowns.
Will hedging cap my upside?
Our goal isn’t to limit your long-term gains, but to reduce the impact of severe losses. By protecting against the market’s worst periods, your compounding can actually improve over time.
Your portfolio will have standard market exposure the vast majority of the time, so your upside won't be capped. The hedge only activates during periods of high risk and/or volatility, when our models perceive that the downside risk is greater than the potential upside.
Is this just another ETF or mutual fund?
No. This is an institutional-style strategy made available directly to individual investors. It’s not a packaged product — it’s an adaptive portfolio managed on your behalf.